Here's a breakdown on loan options to consider:FHA Loan: @Brittany Minocchi is right in looking at FHA option.  

Utilize any hospitals and insurance companies that are willing to take your call.

Very different from a typical insurance company. 

@Jon Ankenbauer you won't be able to keep the land separate from any future construction loan.

I have tried to get quotes for these properties and I haven't found a company that is willing to insure me because I have open claims.

If you want to be mentored your best bet is to go work for a company - most CRE is not a single individual and CRE is fast moving and things happen fast and you can't structure a "follow me to learn" without working for someone 

A better option if you can swing it is to purchase with your own funds, gain access, then refi into a loan.

Your realtor will be able to give you a much more detailed market specific answer but with house hacking and a VA loan it should be possible to get 0 out of pocket.

Kyler, call your a couple of insurance companies and get a formal quote so you can take this back to the seller.  

We have a local roadside assistance company here that charges only $15 a month for hassle free roadside help here at the apartments and around our valley for our student tenants  that may be new to car troubles and away from home!