Feel it best to diversify into a few to manage risk and liquidity. 

As it stands today, I have roughly 70k liquid and looking to invest in building a new construction home for profit.

If you dont have anything liquid, its definitely a lot harder.

I have a ninja trick (that sounds cool doesn't it) to where the bank will accept alot less than the appraised value.

That is so cool!!

Let her get into the discussion before you liquidate on her behalf for the future.There are thousands of real estate-related jobs she could transition to over the years and sites like these are where you will see what others do that could spur that on later.

Get on VRBO and AirBNB and check all these areas to see what's what.For example, here is a pretty cool place up in the Boise National Forest near Yellowpine - https://www.realtor.com/realestateandhomes-detail/M974361023...$260k but it needs a bit of updating.

Illiquidity: Real estate is harder to liquidate quickly.You can invest the full amount but must use IRA funds exclusively for property expenses, keeping personal finances separate.

It was an effective strategy to keep the project moving forward while maintaining financial liquidity for other investments.

It was an effective strategy to keep the project moving forward while maintaining financial liquidity for other investments.