Quote from @Pearse Cafiero: You want to borrow money to buy a house, but you don't have the downpayment.

We have a couple of houses that we would like to hold on to for now and possibly sell in a couple of years.

For most people a house hack is a great start. 

They also tend to offer good cash flow relative to their cost, especially in areas with high demand for affordable housing.

Lots of people move as soon as the kids are out of the house. 

Looking for a full on house rehab!

I’m able to pay cash for some houses occasionally when my savings builds up.

I interact with first time house hackers / seasoned investors on a daily basis.

That said, everything I read and Realtor friends I speak with confirm that sales are far and few between in residential housing at the moment. 

Quote from @Zachary Kessler: Hello all I’m currently hacking my house that has an ADU dwelling that generates income, I bought this property intending to leave and rent the house that I currently reside in (2 bed 1 bath) I currently have a very good interest rate locked in here from 2022 that I don’t want to lose or have my mortgage called due from leaving here, I live here for very cheap with the income from the ADU.