It will help a lot if you understand accounting and how the statements are actually generated.

It seems like a win-win, especially with the simplified approval process and flexibility for multi-generational housing.

He is arrogant and generates ill will.

I wanted to build up his team, I wanted to help bring him work, I wanted to help in sales and lead generating and buy into his companies LLC.. but even that was fraudulently represented as  In the beginning he had represented himself as someone who had a team in house around 60 people, with vehicles, trailers, tools, lawnmowers, weed wackers, nail guns.. the works.

Once that extra rental started generating income, he realized the higher interest rate was just a temporary hiccup on the way to bigger returns.In your case, maybe look at a structure that keeps your best cash-flow property on a lighter refi (say 50% or 60% LTV) while you go a bit heavier on the one that’s not producing as much right now.

I'm not going to create a weak generation.

there has been a lot of talk in the industry about building multi generational housing..

I must be doing something right because I never attempt to generate leads, and I've been 100% successful so far! 

For $50,000 you can have a turnkey low-income Section 8 rental property that generates $7,500/year in NOI.

Seriously, lots of properties have these hidden gems—unused spaces that can be turned into cash-generating units.