Many are personal friends of mine living just 40 minutes south here in San Diego. 

I think you will learn a lot from it; Is This the Most Beginner-Friendly Way to Start Investing?

I work with a lot of high earners and have a few friends of friends that are doctors and lawyers.

In my opinion (I'm definitely bias now, but invested here long before becoming an agent) people are still sleeping on the area with the proximity to Northern CA. 

There may be some lenders that might be a little more "borrower friendly", but I haven't found them (nor do I have the time to look for them).You might be able get better terms if you "house hack" by getting an FHA loan, but I don't generally work with those loans.

Happy hosting and holidays my fellow STR friends! 

He has an online network called Financial Friends Network.

However, all of the investors really like the property and the care takers and they like to visit and bring family and friends to the property.  

A single-family home or small multi-unit property can be a great way to dip your toes in the water.Build a Team: Even if you’re planning to handle most things yourself, having a good real estate agent, property manager (if needed), and a reliable handyman can make life so much easier.Learn the Local Laws: Pensacola is pretty investor-friendly, but it’s always good to know local zoning laws and short-term rental regulations if you’re thinking about Airbnb or VRBO.Run the Numbers: Make sure you’re clear on the property’s cash flow potential.

Once you find a pitbull friendly policy you will find it excludes animal liability, thereby defeating the purpose of pitbull friendly insurance.