Once you start closing deals or handling larger transactions, form an LLC to protect personal assets, build credibility, and gain tax flexibility.

Brother I'm really sorry to hear your story, really Charissa Nappoles and Rober Mincey is the worst composition, I bet they make tons of kickbacks and don't give a **** on what they are really doing

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

I disagree, I had a time when my name and the name on the insurance didn't match and the lender was all over it, regardless of the on-time payments.Your best bet is to refi into a commercial loan that allows the LLC (if you've already purchased the property), or close directly with a commercial loan / DSCR loan.

Some may offer better terms if your properties are cash-flow positive, so it's worth shopping around.A key advantage of DSCR loans is their flexibility with LLCs and Trusts.

I bet Baby Shark would be an especially annoying song. 

Extremely difficult to pass and I bet you didn't know that you had to get it reinspected again in three years.

Also, your DTI can sometimes be more flexible depending on your credit score or reserves, so it’s worth asking the lender about that.If your DTI is still too high, try looking at ways to lower your monthly payments or increase your rental income.

While DSCR rates are generally higher than conventional loans, it’s because they offer much more flexibility.

@Sam Rogers A Deferred Sales Trust (DST) allows you to defer capital gains taxes by transferring sale proceeds to a trust in exchange for installment payments, offering tax deferral and reinvestment flexibility beyond 1031 exchanges.