The key factor is the amount paid and the nature of the payment, not the payment method.

Of course you can manage for this and set aside funds however I suspect the risk and loss factor was/is far greater than the sponsor realized when they go in for this noble pursuit of helping homeowners save their homes..

It is important to factor in all the benefits of house hacking into your calculations, i.e. amortization, appreciation, income, & potential rent avoidance.

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.

Don't get me wrong:  cash flow is still an important factor, it keeps the lights on, it pays for repairs and upgrades.

So let’s examine the key factors that can help investors sort through these remaining subset1.

Look into factors like vacancy rates, local job growth, and tenant demand to pinpoint promising markets.Once you find a property, work on running the numbers carefully—factor in purchase price, rehab costs (if applicable), property management fees, and reserves.

At this point I'm not factor in any vacancy because I have more leads on this property than I have rooms.

BUT for certain rural areas it's worth it's weight in gold because of the reliability factor vs an unreliable or expensive existing utility structure. 

This has definitely influenced my partner’s and I decision.