But what you could do is ask for a 1 year ARM. 

You don't like it that she has one arm and one leg and blind in one eye?

Our astute clients, armed with 30% investment into the property, are gearing up to transform these units into coveted condos.

If the loan amount is higher than $1 mil, we can achieve a rate in the low 6s on a 5/6 ARM.

(Your mileage may vary)Prior to finalizing a lease agreement, I am considering presenting tenants with two rental price options for consideration:1) Inclusion of renter's insurance within the lease terms, with the option for tenants who decline coverage to pay slightly higher rent (wherein the associated premium cost is included in the monthly rental amount without the tenant's explicit knowledge).2) Inclusion of renter's insurance within the lease terms, with the option for tenants who obtain coverage to receive a slight discount on their rental rate equivalent to the cost of their renter's insurance premium.Optimistically, the second approach aims to incentivize continuous coverage for the tenant through a comprehensive renter's insurance strategy.

Both ARM and 30 year fixed are options. 

So, let's strap in, lock arms, and conquer this wild ride together.

I  would Always be arms distance from tenant. 

I do provide internet services  but I do not explicitly offer it with the rent.

Again, lease doesn't explicitly state there will be an increase though, and for having the most sq footage (1 br + basement) she's paying below market rent.Units 3+4: two more studio apts, can rent for $750 each.I plan to put in an offer contingent upon inspection (and obviously getting into Unit 2...), but I'm not sure whether I should also ask for the property to be delivered vacant..My questions:- If I keep the tenants, what should I obtain from the current owner or the tenants themselves?