![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3180409/small_1738931729-avatar-sumarde.jpg?twic=v1/output=image&v=2)
7 February 2025 | 2 replies
Even work for them for years, yes years.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3170288/small_1737168374-avatar-laurenm356.jpg?twic=v1/output=image&v=2)
3 February 2025 | 2 replies
OwnerRez – A comprehensive PMS (property management system) that handles bookings, guest communication, and even direct booking websites. 3.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3166336/small_1736291713-avatar-williej69.jpg?twic=v1/output=image&v=2)
31 January 2025 | 5 replies
Even if someone in these forums were to teach you a creative financing strategy that required zero out of pocket cash and the seller was willing to accept those deal terms, you still aren’t qualified to own real estate with your current balance sheet.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2392904/small_1694697007-avatar-leeling.jpg?twic=v1/output=image&v=2)
27 January 2025 | 6 replies
You can't even get an officer to a traffic accident anymore and how many domestic violence situations happen with little to no attention.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2411310/small_1647781795-avatar-bruced76.jpg?twic=v1/output=image&v=2)
31 January 2025 | 7 replies
They remain distinct on Form 1040 with different tax treatmentOnly capital losses can offset capital gains (except for the $3,000 allowance)So even though material participation makes the loss non-passive, it's still an ordinary loss that cannot offset capital gains from stock sales on the return.The only way capital losses can become ordinary is upon the sale of your property, and that loss could offset your W2 salary.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3125073/small_1730770314-avatar-matthewp719.jpg?twic=v1/output=image&v=2)
29 January 2025 | 10 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3150594/small_1732660930-avatar-michaelah13.jpg?twic=v1/output=image&v=2)
4 February 2025 | 8 replies
But at that point why even look for 100% hard money lending lol?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/525079/small_1738081785-avatar-felician1.jpg?twic=v1/output=image&v=2)
6 February 2025 | 2 replies
Construction could take a year, with permits stretching up to 15 months, a timeline that’s still attractive given the return potential.For developers seeking even bigger returns, a lot split project might be the way to go.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2277966/small_1647267655-avatar-jarretj2.jpg?twic=v1/output=image&v=2)
30 January 2025 | 3 replies
The idea is simple: purchase a property, live in one part, and rent out the rest to offset your mortgage or even generate profit.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3163535/small_1735879107-avatar-marcanthonym1.jpg?twic=v1/output=image&v=2)
7 February 2025 | 7 replies
Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.