@Brent CoombsThe issue I have is that when people keep saying they’re going to employ the strategy or show any interest you keep jumping in and saying “why would you get out of your low interest mortgage?”  

Out of curiosity apprx what percentage of loans are issued to w2 employees vs self employed/small biz owners?

That's likely to lead to them referring you to a potential employer.

The best option for you depends on a number of factors including your exit strategy, any liability concerns and preferred tax treatment.Type of EntityTax TreatmentMain AdvantagesC-CorporationDouble TaxationCorporate tax rates are lowerS-CorporationPass-throughSelf-employment tax savingsLimited Liability Company (LLC)Pass-throughLiability protection and flexibilityFuture Outlook and Recent Tax Law ChangesMost recent tax changes applicable to real estate investors include:The increase in the estate tax exemption to $13.61 million per individual for 2024.

And, residents need employment; otherwise, units are full but some can't pay.In many markets, there's a pretty large jump from C to D class...and in most markets, D class takes very hands on, local management.

Conversely, someone with a smaller portfolio might have a WIDE variety of experiences and expertise in a lot of areas because they are hands-on in all aspects of investing and could give you guidance you can employ in ways that suit you best.

So if you are still uncertain, could just make a lease with employer and give that employer rights to sublet to the person, thus your lease is with employer and there on hook to you, and they can deal with the person and all that liability. 

I am a Licensed Real Estate Associate Broker in Colorado who has been reading everything I can get my hands on as well as running through scenarios with my employing broker.

Columbus is also home to OSU, which constantly develops real estate, employs lots of jobs, and attracts students from the US and internationally to attend. 

An LLC and IRS Employer Identification Number can be used to open a business bank account.