Charles P has some pretty good points.

Worked out pretty well.

Pretty open and closed.

We use Rentec & Quickbooks.Both work out pretty well.

I think finding property is pretty easy compared to managing.

It would be pretty simple to find a mortgage loan calculator online; input the current loan balance; and modify the terms as needed.

It's pretty streamlined there and easy to use.

It isn't jumping out of the plane that hurts, in fact it's a pretty nice view, it's hitting the ground that does the damage. 

So for me the decision was pretty straightforward, but it still required a lot of thought.It’s not easy out there these days folks, best of luck!

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out.