Like others have mentioned, you will pay structurally more for a home warranty than self-insuring for the cost of repairs.This may be worth it if the value proposition was that you could be hands-off whenever a covered item breaks.In reality, it adds significant overhead because there is the claims process and you give up control of the repair timeline and quality as you have discovered.

They only get reversed when the bank attempts to cash it and discovers the account was closed or has insufficient funds.This is real easy.

It was all done before I discovered the forum or BP.

In which ways can someone new to RE discover how to estimate ARV.

I, as a newbie, didn't know much about any of these things until I had already bought the house and there was a lottttt to learn as time went on and things broke, or I discovered things that didn't come up in the inspection, that later needed fixing.  

In which ways can someone new to RE discover how to estimate ARV.

I discovered inconsistent answers. 

Thanks so much What are you trying to discover?

Last and most importantly, 99.9% of BP posters who are concerned with asset protection and/or believe anonymity will somehow protect them can’t even articulate what they are protecting against and that’s what leads to unnecessary time and expense spent on flawed asset protection practices. 

All I have to say to you Scott, if you are reading this, is, if you measure the growth of your enterprise by the number of lawsuits filed against you, your morals, ethics and values are grossly flawed.