Just know there’s a lot of competition, so you’ll need to stay consistent.

It’s especially effective in eastern PA, where competition and inventory can be tough.If you’ve got $80K, I’d suggest capping your initial spend at $60-65K.

Sounds like if you know and follow the rules you should not only be OK but pretty well insulated from competition (people swarming in and oversaturating)

A preforeclosure period of 120 days is required before a lender can enter foreclosure for lack of payment. 

Comparing what was promised to what was delivered lacks context. 

There is a lot more competition than before. 

One area I recognize I’m lacking in is networking.

Also, you have a lot of competition with Disney and Universal properties.I always stay at a Disney property to take advantage of the included transportation to easily park hop and not deal with having to drive and park.

If your income is transferable, you could get back on your feet much more quickly by moving to cheaper, less competitive market out of state.

They also have a good understanding of different lenders' appetites, and thus can save time by filtering out lenders that won't be competitive.