Circuit breakers and the emergency switch sometimes end up in the off position (also possible for systems with a pilot flame).

Both of those factors are deal breakers for me.

If so, and there is equity and the HOA fees are not a deal breaker, then focus on getting the lender to accept the back payments and fees necessary to bring the loan current and stop the foreclosure.I think it is unlikely you could settle with the collection agency tomorrow (but worth a try!).

It wasnt enough for me to buy though, and they wouldnt go any lower.Ill see whats up at circuit city next week.

They should have their own dedicated circuit.

But you also don't have the high amp 240 volt circuits I had.

(we are VERY clear in our lease that smoking in the apt. is a deal breaker.)...AND we couldn't start the work we wanted to do, as the power was shut off due to the tenant's non payment. ...Well, this phone call today (mind you, this girl would never want to call us back to face a situation and deal with ANYTHING)....is the girl, WONDERING WHERE HER SECURITY DEPOSIT IS!!!

If you have the teaching skills relating to Investing or any other skill why don't you get on the training circuit with a company.

Install GFI breakers in place of the breakers where there is no local ground at the outlets.I would (and have) use option #3 since you're covered throughout the circuit...not just at the one plug.

Look back at the last 3 months with the Black Friday sales, pre Christmas sales, post Christmas sales, Circuit City liquidation...2.