@Ashish Acharya A big part of my post is highlighting how specific details in local regulations can make it increasingly challenging to operate short-term rentals, even in towns where they’re technically permitted.

There can be challenges getting loans and title insurance but a professional trustee can help navigate.  

Because I have always helped and put my face for all buyers, im the person you are aiming your shots at.

Florida did just have back to back hurricanes but a proper master insurance policy and coverage usually covers that type or perilYou are facing a declining cash flow situation which is due to the HOA fee's so while there is still a profit and you have equity sell and look for a 2-4 units.

The 38128 is slightly below the median and is in a decent area, but definitely an area on the more challenged end of the spectrum in Memphis. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

.- Do a 3.5% down FHA loan with the same qualification challenges as the conforming loan.

Challenges?

Challenges?

Finding a deal on that list is challenging.