You could go into NJ (although the cost to play is high in Northern, but the rents can be very nice), or you could bypass and head into PA near Delaware Water Gap and get low taxes and good renter options.

Can you work out seller financing with better terms than traditional debt? 

Traditional banks sometimes balk at it because they see it as riskier, but local credit unions or regional banks tend to be more open to it, especially if you can show a solid plan for development or resale.

I am self-employed so it was a challenge just to get a loan in general, not being a traditional W-2, but that was finally overcome.

A traditional rental is likely two parents and two kids, causing four persons to live there.My intent is to bring up a case to the HOA to allow MTR. 

It has been a couple days and have not seen an answer.If you own a rental property and you have a signed lease at the minimum of 1+ year, does that rental property mortgage (traditional investment loan) still count against your DTI?

These items are not permitted to biodegrade in traditional septic systems.Plumbing pipes are sensitive and must be checked regularly by scheduled plumbing professional.

If you are over these amounts, you can do a backdoor contribution, which is contributing to a Traditional IRA and then immediately converting to a Roth IRA.

You can see this chart above which shows the interest rates going back to 1971 for a traditional 30-year fixed mortgage.

I’d also recommend checking out markets with strong rental demand and lower entry points.I specialize in DSCR loans for investors, so if you want to explore financing options that don’t rely on traditional income verification, I’d be happy to chat and help you get started.Looking forward to seeing where you land!