My wife and I always have our eyes open for stuff there, but looks like most duplexes (what we've focused on) are horribly overpriced.

My wife and I run collegiately and can potentially get schooling and living expenses (such as housing) paid for with a sports scholarship.

Staying at flamingo island using Marriott points and Hyatt casino using Hyatt points flying business with AF flying blue to Paris in Mag with my wife and 2 kids 45k points each leg, staying at an Airbnb paid cash and in Budapest at the W wirh 6 night cerficatesgoing to Italy in September flying economy in Iberia for 4 people, 25k Alaska points one way ($1000 per person when i checked) staying at the grand Victoria hotel in lake comp with my 3 night Hilton verticales ($1300 per night value) still planning the return and the rest of the trip

We only learned this meeting with the towns assistant commissioner of planning who was a co-worker of my wife who worked in city planning for a while.

Hi everyone,My wife and I are both 32 with 2 kids, 3 & 1.

I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.Is there anything to think about if I apply to the HELOC solo?

My wife is the same way.

Me and my wife spoke to an immigration lawyer yesterday, but the answer was pretty much "hire me first"Any guidance/advice would be greatly appreciated!

In 2023 my wife and I took out a HELOC on one of the properties to use as a downpayment on our current residence.

Sounds like lower non qualified / qualified ratio is the way to reduce CGs and depreciation recap.Furthermore, 1 property is owned by my elderly mother and can future reduce CGs via step-up at passing (assuming current step-up tax law)Property 1 (CA Condo $800k FMV, $450k basis, 10 year owned as 2nd home, wife+I are owner)Rent 2 year in CA (24mo rule), 1031 to WA, rent 1 year before converting to primary residence for 5 year before sale.Is qualified use years 10 (2nd residence) + 5?