For many people, finding a new or better job will be a top resolution.The jobs market made quite a bit of recovery in 2021 after it took a major hit during the COVID-19 pandemic.

Then you tell me if you barely escaped, or missed out.Recovery of Cost (Cash in) and start of Profit:A - Cash in = $40kB - Cash Flow/year (recovery):  $1,032/yrC - # of years until you recover Cash/Cost =  31 years (30 years of mortgage + 1 year without mortgage)It doesn't matter what the property value is, or where it goes up to, unless you plan on selling the property to get access to it. 

From what I have perused, wholesalers have terrible reps for off base numbers in ARV and recovery costs since they hop into it not instructing themselves https://homienjoy.com/6-steps-to-fix-your-flooded-dishwasher/.

Its not that people don't need assistance but the focus remains on more and more assistance instead of economic recovery and helping better your own situation.

Just to tell you all a little about myself, I'm a retired athlete.

Just to tell you all a little about myself, I'm a retired athlete.

Would expect between 30-35k from a rehabber (ARV 150K).My thought is that the insurance proceeds would be a loss recovery so tax free?  

There are many sources for that cash recovery in a rental property...and that doesn't include refinancing of any kind.

https://www.har.com/content/newsroom/Houston Real Estate Highlights in April:-Single-family home sales increased for the eleventh consecutive month, up a dramatic 47.4 percent year-over-year with 9,105 units sold (it must be noted that some figures contained in this latest housing report are distorted because they compare to the same month last year when real estate was just beginning its recovery from coronavirus-related lockdown orders that halted most of the business.)

They will of course recover - I think by the end of the year, though I know folks more bullish on them then I am.