This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

If you own more than 20% of the entity when the loan is obtained, most lenders will likely require that you PG the note.

I also invest in other assets such as stocks, and private companies as well.

If you tell them their credit score is too low (or some other reason) and somehow you obtained information that is inaccurate, then there is the potential to cause a legal problem. 

Hey Diandre,Are you looking to bundle them together and do a cash-out portfolio refinance, or are you wanting to keep them as single assets and refinance them that way?

As for Cash flow, I think it depends on the deal structure as you mentioned, but also strategy/approach (cash flow vs building asset, holding long term).

Earning potential and cash flow seems like it would be easier to obtain if the numbers are right.

I'm passionate about real estate and how utilizing this asset class can enable me to build generational wealth and retire early.

But, it’s not a business because even if successful, you don’t own the underlying asset, so unless you grow very large you have nothing to sell.  

Done right 2%/month return on asset value is possible.