Your clients are motivated sellers.You can NOT convert people who do not want to sell  (below market value) into people willing to sell below market value.The mistake people make (constantly) is their efforts are based on forcing non-motivated sellers to sell, by constant harassment.This is wrong.Instead of mass mailing blanket mailing,  and putting your energy in finding random people and forcing them to become motivated by putting a ton of effort and money into follow-up, you need to focus on targeting the RIGHT people.People who are actually looking for your service.Hopefully, it changes your perspective and you can improve your business.

Not just "commission" but the underwriters, processors, the company as a whole is forced to repay everything. 

Is there a way to resend the link or will I be forced to repurchase the ebook for the content?

Even a contractor with 30+ years of experience only knows what they know - so, they may not know the most cost-effective solution:(5) Political trends that may lead to more controls on landlords - being forced to accept S8, not being able to deny for evictions, rent control, etc.

Forced appreciation combine with rent increases make it a very lucrative strategy. 

Instead, leaving the 30-year note on there and paying the difference towards principal will cut down the term of your loan, and you aren't forced to pay those higher payments.  15 year notes aren't as incentivized as they used to be either so the rate benefit is negligible.  

STR arbitrage is getting more expensive as everyone is force to add more amenities.

There is just too much competition.If you're willing to invest heavily into theming you can force cashflow, but even that is going to be tight unless you really hit it out of the park with your theming. 

maybe as an MTR...I only own higher-end STRs, our leverage is very little to none.So the real question is how much leverage is there, or another life event forcing them to sell?

I’m active duty Air Force and have four properties.