Seems like there are a lot of individuals in this boat  -  especially in my sons line of work  - which is lighting and tech for special events and music tours.

They will ban you and you'll never be allowed back on the platform. 

A second mortgage or HELOC might allow you to unlock some funds without losing the 3.25% rate.- I recommend avoiding condos. 

There are more complicated strategies to maximize larger listings that involve having like multiple listings for same property and do individual room rentals when it is slower and then for larger length stays, larger groups, and more desirable dates you'd book the whole space, but I think its easier to just do two separate. 

Having this information allows me to give my clients a solid understanding of current market conditions, enhancing our discussions and decision-making.

United Wholesale Mortgage is only lender I'm aware of that allows for $100k or less for a DSCR loan.

Some/many lenders don't like a 2nd mortgage behind their first (like the skin in the game), however there are both bridge or permanent financing options out there allowing you to leverage anywhere from 90% CLTV - 100% CLTV, but don't expect good terms...

I'm never in favor of government over stepping, but I can also see how desperate individuals can be taken advantage of during this tragedy. 

If your agent allows you to do things that way, they don't know what they are doing.

Like you, I’m diving into books and podcasts, but I also believe there’s immense value in learning alongside others and gaining hands-on experience.I’m in the process of connecting with like-minded individuals to create a community of new investors who are eager to learn, share knowledge, and even collaborate on deals.