The last time I spoke with the lender, they advised they have closed the account and will only accept a settlement offer.

Accepting even $1 from them could put you in a legal pickle because it looks as if you are still doing business with them.

It is completely free for the landlord and tenants and the site makes money through premium features like background checks, speedier processing of rent payments, etc.I can post rentals, accept applications, do background checks, create leases and send them out for e-signature all for free.

There is a reason so few landlords accept it through their rentals. 

Our refusal to accept a recession is actually only making the pain much worse, and is the underpinning of a massive wealth transfer from the middle class to the rich.   

Oh, and accept the fact that they disregarded the risks and therefore shouldn't be bailed out.

Quote from @NA NA: I'm sorry, but you have to accept responsibility for these decisions.

NONE of these "ands" is a guarantee so it mathematically is incorrect to call it a numbers game.it is NOT a numbers game.The harsh reality of the matter is you need to think, and stop accepting opinions from others just because you want them to be true.

I made myself take QB classes and struggled for years, my CPA said what I am doing is about 80% correct and it was a ton of work to clean up the files. 80% is not acceptable for me when it comes to IRS stuff.

Perhaps, it is best that we terminate the lease because I can’t continue accepting late payments until the lease is up.