Did they have bank statements showing utility payments for the rentals?

Are they sitting on concrete foundations with full utilities to each?

Thanks,A lot of lenders (mortgage brokers) utilize figure https://www.figure.com/home-equity-line/ if it helps you at all. 

Originally posted by @Angela Zaitz:Are the utility lines separate? 

., new renovation, outdoor space, free parking, in unit laundry, extra storage, utilities included in rent.   

I've been getting a card or two a year to increase my limit (indirectly lowers utilization as well if you don't charge it up) - it does hurt the overall credit age though 

If a student loan is in repayment, or scheduled to begin within 12 months from the date of VA loan closing, the lender must consider the anticipated monthly obligation in the loan analysis and utilize the payment established by calculating each loan at a rate of five percent of the outstanding balance divided by 12 months.

Quote from @Eric Carr: Bahrain is now accepting bitcoin for phone payments  One of Japan's largest utility companies is using excess power to mine bitcoinFidelity launched their retail crypto trading platformLarry Fink at Blackrock says tokenized assets are the futureHarvard tells central banks they need to start buying bitcoinTerrell and Taylor Swift are already plotting against Harvard.  

Include expenses like utilities, HOA fees, and reserves

You might have a home that literally takes one dividing wall of 2x4s and a kitchenette, or you might have a home that you need to add exterior doors, breaker panels, relocating utilities, etc.