![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/647499/small_1688143621-avatar-julians20.jpg?twic=v1/output=image&v=2)
14 February 2020 | 4 replies
Good evening BP, 30 year amortization on a refinance on a 825k loan, lender parent company large REITInterest locked based on the swap rate10 Yr Swap Rate 1.57%Credit Spread 3.81%Interest Rate 5.38%Here is the issue Every Amortization schedule out there puts out a $4,622.33 monthly payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1671057/small_1694866806-avatar-chrisr612.jpg?twic=v1/output=image&v=2)
18 February 2020 | 5 replies
And I can see what you and @Theresa Harris are saying, the houses are being swapped with people wanting their chance at living near a big city, I guess I just don't see it as a sustainable trend.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/184917/small_1621431710-avatar-multicollector.jpg?twic=v1/output=image&v=2)
2 March 2020 | 11 replies
It's not a bad idea to have an STR as an investment as it if it does well for cashflow and it could also keep your costs low if you decide to home swap in the future when you travel but I haven't fully looked into this option yet.We did look at Hawaii since we go there at least every 2 years being on the west coast however, you'll need to consider if being on an island is for you.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1018168/small_1621507592-avatar-henryv11.jpg?twic=v1/output=image&v=2)
8 March 2020 | 9 replies
Then one of the Bldg Inspectors 'listed' lic plumbers for water & sometimes NG, same for lic electricians for the separation of power(s) (couldn't resist) & then once it's all done ESOP's for the power meter/line swap need to be inspected.Costs will be high for all unless you can do most of yourself like we can.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/579333/small_1621493034-avatar-pauls143.jpg?twic=v1/output=image&v=2)
11 March 2020 | 25 replies
They are not concerned by someone elses cooties in the mayonnaise.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/441571/small_1621476804-avatar-joes90.jpg?twic=v1/output=image&v=2)
15 June 2020 | 47 replies
I used to just swap out the cartridge.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1724134/small_1621515055-avatar-gtodrank.jpg?twic=v1/output=image&v=2)
3 May 2020 | 3 replies
I also use them during vacancy turnovers since those turnovers are fully automated, self-serve showings, but you have to have a way to ensure batteries get swapped out regularly, then run a separate cellular network to push updates to the locks over time, which is a another added cost.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/983718/small_1621506815-avatar-travisd54.jpg?twic=v1/output=image&v=2)
29 April 2020 | 0 replies
The previous owner would convert a single MH pad to 2-3 RV pads, swapping out a single pad rent of $280 for 2-3 pads at $450-$500 each (including utilities).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/413914/small_1643588909-avatar-snehann.jpg?twic=v1/output=image&v=2)
17 March 2022 | 13 replies
I have my own excel model on these in which I can pull the last three days of treasuries and I use for determining proceeds from selling an investment, refinancing, or doing an asset swap to mitigate the yield maintenance fee.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/255374/small_1621436580-avatar-minka.jpg?twic=v1/output=image&v=2)
5 May 2020 | 33 replies
Keep it for now because swapping investments in the middle of a storm may be tricky.