I don't think it is a mystery that there are far more negative reviews than positive on this site from actual users.

A mystery. 

@Joshua Smith You may not have gotten a mortgage larger than was necessary, but your previous example did.As to where the lost money went in your lottery situation, lets run the full numbers step-by-step...If we do the math correctly, there will be no mystery money involved, and every verification will arrive at the same answer.The month has rolled, so the numbers may be slightly different than you just noted based on keeping the pay down of $130k in Jan 2023, but the math is all the same.

when you find one, please PM me their info. the usual situation is if you find one that did a good job for you they may not perform as well for another person you recommended them to or they may not even show up to your next project. smh, its weird as can be. the last good one I used was a plumber recommended via home depot a few weeks ago. he is smart enough to establish a business system by getting a secretary to schedule and confirm appointments. he was running behind and had the secretary phone me to let me know he was trapped on the highway and would be an hour behind schedule per gps eta. that's super rare even though it was already mentioned in his time frame that his secretary and I previously discussed (showing up between 9am-12pm). the one's who don't have a system are the most problematic trying to handle everything by themselves. why is it a mystery to so many contractors is what I'd like to know...kudos,Mary  

So you entered into contract, had second thoughts, and are now thinking the seller's [apparent but still mysterious] failure to close is a gift?

When you look at there search it's no mystery.

It's a mystery to me. 

s actually have a surcharge for older homes, as they may be at a greater risk for certain types of perils... the great mystery of insurance right?

Don't want to drywall the ceiling before getting to the root of this mystery.... 

It is for some mysterious reason plumbed in the commercial fashion where it exits out the back not the bottom.