This is an IRA, just like any other self-directed IRA; however, it allows you to connect your IRA to the following: 1) You can use a checkbook IRA LLC type structure, for example, if you are purchasing individual rental homes, or an occasional fix-and-flip.

That's a spreadsheet that doesn't transfer to a real life leasing scenario because its not permitted within the zoning code.If the property is zoned RM1, then  perhaps you can lease to 8 unrelated individuals by converting the building into multiple units.

As an individual with an FHA loanI appreciate any additional guidance you all have for me.Thanks! 

How do hard money lenders that do not put them selves out to the public and lend only to 3 individuals I know that have LLC's.

If not, you can always increase the rent to market value, but my guess is it being California, there are limits to rent increases.There are rent caps but they do not apply to single family homes owned by individuals (not LLCs or Corps) 

Make sure to shop around for the best rates and terms.Find the Right TenantsOnce you’ve purchased the property, screen tenants carefully to ensure you find responsible individuals who will pay rent on time and take care of the unit.

i like this coffee maker. people can do individual cups if they dont need a lot, or they can do a full pot. https://www.amazon.com/gp/product/B0896NP59N/ref=ppx_yo_dt_b...

A lot of this type thinking is a result of the individual having no understanding, or conception of interest, principal or “the time value of money”.  

If the US government, or a future world superpower does not like Bitcoin, it can require individuals to use its primary currency.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.