Our perspective is, hey let's at least give it a shot--we're lucky to have some backers who believe in the vision and our advisors, including some BP members, have been encouraging and helpful in their feedback.

What's most encouraging is the Mayor's decision to do what's financially best for the City of Philadelphia despite being unpopular by many.

Banks and credit card issuers don’t mind you adding immediate family members, in fact that’s often encouraged, but they don’t want you selling the tradelines.

Such a contrast than some of the ones I interacted with here. 

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

It's encouraging and a bit discouraging but I think that is the nature of the business.

This was such an encouraging post. 

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

I don’t need to sell Joel, I am simply stating my opinion and my personal interactions.

Thank you for your words of encouragement.