Also, lead inspectors use an x-ray gun to check all the layers of paint, so just because you can't see it, doesn't mean it's not there.

@Kristen Ray No, here is what I do.

@Kristen Ray I agree with Corina and would never give my bank account information away.

Originally posted by @Ray Slack:I'm buying a cheap property and the owner is holding the financing.   

@Ray Johnson Was the appraisal a good one?

Thanks @Ray Johnson, for the insight.

(A healthy read on that notion is Ray Dalio's Work and Life Principles - most of his life he has been looking to predict the future of markets, commodities and economies and he failed a few times on a massive scale; one of his key messages: being radically open minded and discussing a topic with someone who has polar opposite views and trying to understand their rational is the single best way to test your assumtions.)Hate to say it but BP is contributing to this problem: it makes me almost angry every time I see a new blog with a catchy title, such as: "512% profit on my first deal!"

@Jason Ray Richardson Do you think the length of the letter is appropriate? 

RAY

@Ray Day Hi Ray, get some different opinions from lenders.