I’m sure there are others on here in the same boat.

I'm in the same boat,about to purchase a SFH(610k$- 3000sqft) in a owner occupied community and rent it.

I'm in the same boat as you, brother.

If you don't have the "dough" you don't have the "go".Based on what you are saying you will need 20% down payment for a rental + closing costs + operating reserves (in cash).Most people will not have this--some will do what they need to do to get it--some will not, some can not.A good first step might be to save up as much as you can for a year in a special savings account--by living frugally for 12 months.Then explore down payment assistance programs in your area for first time home buyers of a primary residence--if you qualify (and the home is in a good area for your 'Family" vs Gunshot Alley, then buy a home for yourself and your family.Getting on the track of being a homeowner will give you some additional strength, after a few years of ownership, re-asses your situation.Or work 2 jobs and save the 20% down, closing costs and operating capital you will need, but if you do that and your wife divorces you for it, then you will be in a worse situation than you are now.In the mean time, [1] read Rich Dad Poor Dad, and [2] have fun with your family doing things together (while you have the time), rent a boat for an afternoon, go on a pic-nick, hike in the woods, etc...

Ravi,A Personal Umbrella policy gives you an additional limit of Liability if the limit on your homeowners, auto, boat, or rental property (1-4 family) is exhausted in claim. 

I'm in the same boat as anyone else wanting to sell right now...great time to sell but difficult finding deals on replacement properties.

Also, I'm in the same boat, I don't want to retire, if it was up to me, I'd like to start a company working on some big data analysis on housing markets and doing some predictive analysis, projecting how a REI deal can look in the future etc.

Like RV's, Boats and Time Shares. 

The biggest thing is your amenities and parking for a boat with other cars.

My concern was, I invest in Columbus with the expectation that the Intel “high tide raises all boats”, and then they cut their losses and build somewhere else.