I would cut my loses (and potential future loses) and sell.

It flooded out the bottom floor to the point of needing flood cuts. 

A lot of people we first speak with favor the idea of a 15 year because they pay less interest over the life of the loan, and it of course cuts the term in half. 

The LTV is cut at 70-65%. 

If I decide to cut ties, do I lose these listings?  

Hey John,Sounds like the answer would be to utilize a DSCR lender that utilizes either pre-established STR rental income (if you can prove with AirBNB/VRBO statements) or a few that are still UW with AirDNA or a similar STR income projection program.I am aware of a few still doing it at this time, and if you can show that you know what you are doing you shouldn't see much of a cut in LTV if at all.Happy to connect and see if we can help.Good luck!

This is a garden home and the yard is fenced in with a 10 foot privacy board in board fence The neighbor stated it was making her violently ill and that it is a health hazard for her as it was coming in through her vents and or windowsshe has also been known to harass my last tenant, and sending us text that trees are too close to her home telling us that we need to cut it because there were branches over her skylight and she claims that it was scratching the cover. she called the city when the last tenant had to sell all of her items at an estate sale due to loosing her job and having to move from the property and cited that she was in violation of city ordinances due to not informing the county of an estate sale.

Once you step up to 5+ leverage gets cut and rates go up.Do some googling and calling. 

After 18 months I still didn't have a building permit and decided to cut ties with the builder and forfeit my deposit. 

Not sure if it's worth finishing or cutting your loses and selling.