No financing typically.#3. 

Not disregarding wholesalers at all (I truly appreciate them and think they have a place in the market) but I feel yucky simply saying sell me your house for penny's on the dollar which is the primary reason for including the other options listed above.

If you want to negotiate prior to contract, most builders are going to do everything in their power to avoid dropping the price...this could mean paying closing costs, pre-paying HOA dues, buying down your rate, giving options/upgrades at no cost, etc...basically anything that is going to allow them to keep the recorded price elevated.Even in down markets we are still trying to show price INCREASES phase over phase, even if that means giving away more in concessions on a case-by-case basis to get deals done.

We are currently starting to do flips to fund our STR acquisitions, are people typically buying properties through wholesale or using a realtor?

I'd love to know what matters most to you when picking a financing option for your rentals.

Yet, here I am in typical parent fashion, making my first BP post about my child instead of myself.

Quote from @Jim Spalding: Canada is not typically a place to find good deals, not a lot of value IMO.

I would start networking with a loan originator that can show you both options perhaps.Who will rehab the home?

Hi Joel, if a conventional refinance is not an option there may be a less than 1.00 ratio DSCR product that would work.

Im trying to decide if flipping a home or buying a rental property is the best option for my first investment.