It wouldn't be quite an apples to apples comparison with other outside management companies.  

With that in hand I compare the total cash flow and appreciation for the entire portfolio and can see clearly whether I will be making more money post-refi.Excel and Apple Numbers offer functions (PPMT, IPMT) to generate principal and interest for an specific payment period in the life of a loan.

I recommend asking your agents what is and isn’t covered so you are comparing apples to apples.

@Steven Goldman, I'm being quoted 6% with 3 points on a DSCR 10-year IO/20-year P&I. 

The NAR finding is not an apples to apples comparison.

Do one task at a time in each app so you can compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

The price disparity was about 40% apples to apples.

@Chad McMahan I've been noticing that some parts of Arizona will see DSCR constraints on SFRs as rates hit the 6s and 7s (thinking of PHX metro though not Sedona) but some cool new long term IO products have prevented some purchase fall out for investors recently because some DSCR lenders will simply calculate it based on the initial IO payment.  

Tech companies like Tesla, Apple, Switch, etc are moving to the area and bringing high-paying jobs.

The info provided by Michael and Mackal seem to be per unit in a multi so I wanted to make sure I'm comparing apples to apples.