The second type of zone is one that is loosely regulated (legal now) but where a lot of the conversations regarding STR's are still being had and could change rapidly in the coming years.

Further, these type of setups often lead to lawsuits when they do not live up to expectations. 

@Skyler HeimerTo find a property in Santa Monica, work with your agent, use online platforms, and consider different types.

Try to get clear on the type of assets you want to invest in.If the deal hits my metrics of cash on cash, and DSCR, it warrants a deeper look.

The LTV will be based off of credit score, property type, number of units and loan amount.

I can't see any type of gross negligence on my part that would wipe out more than that in a lawsuit. 

Looking for a little advice on the best type of company setup to manage a real estate portfolio.

What made you interested in investing in this type of deal?

Next step would be to determine which property type fits your goals.

My husband and I have received a quote but it is for way more than what insurance is paying due to using a different type of hardwood.