@Kathleen Heine I would say say a combination of both you should be hitting each prospect multiple times so you can test it out by seeing which mailer brings in the calls :)

You can definitely say a 30 year fixed traditional refi loan product is not multi :)  Also there are multiple families that live in my quad so

Agents are typically hired to sell a house for say a 6% fee, all in.....if they need to split that with a buyer, which is the vast majority, then so be it.  

This means that your agent pretty much do anything you ask, as long as it's related to the transaction and legal.In this case, while she can recommend an inspector, you have final say, as it should be.

If those are not an option, and you are going with carpet, I would say a cheaper carpet is probably best.

I'll say a little prayer for a quick sale tonight for you.

I know I traded messages with him on some forum during the last 6 to 12 months.There is some logic behind what he has to say. A

I can say a 100 year old home has a similar effective age as a 75 year old home or even younger (not new construction though lol). effective age is like an estimate of the age based on utility,physical wear, etc which is lower when properties are renovated. sorry for this long message that probably is hard to understand.

I think what many people on this thread are forgetting (or never understood to begin with) is that in my foreclosures, the lender is only going to be made whole -- he's not going to make an extra profit off the equity in the deal.For example, say a rehabber borrows $100K to buy a house that's worth $200K. 

I didnt' find anywhere in your post where you indicate the lending institution, but I will say, a lot of lenders (mostly banks or credit unions) will "overlay" standard guidelines. what that means is that they will impose more stringent guidelines above and beyond the standards.