The amount of discount is a function of the defects within the loan within the borrower, paperwork or collateral and are influenced by the amount of time and effort it takes to disposition the asset.  

Old school buddies aren't likely to influence your building department or your city council in getting what you need, unless they are on city council.

(c) Making any false promises of a character likely to influence, persuade, or induce:Any licensee who makes false promises will be subject to licensure discipline.

Someone mentioned speculation, that is not estimating appreciation really, speculation usually hopes for a greater valuation in a short period due to external influences, such as a highway change, a change in zonning, a new market influence such as a large business or public park being located nearby the subject and it generally applies to raw land more than a residence.

Peace of mind is valuable, and I don't need to buy influence with others to feel good about myself.

Smaller buildings your investment is influenced more by outside parties and you have less control plus the scale isn't big any to put the proper hands off structure in place.Where I am at my buyers are getting 9 to 10 cap going in with good areas.

Equity will influence the bids you see.

There are legitimate concerns and problems with our health care system and the insurance companies that have the greatest influence over it, but the Democrats are more concerned with controlling health care and creating an addtional entitlement to the tune of a trillion plus dollars, than addressing those problems.

Islam is the most tragic, having been written 600 years after the appearance of Christianity, having been obviously heavily influenced by it, and believing everything Christianity does to the point of crucifixion....and then leaving one's salvation to their performance at submission and paying money to the clergy.

And our hands off attitude towards Iran's democracy the first time around didn't help it when Soviet influence helped take it down.