Make sure to check with a cross-border tax advisor on how this could impact your overall tax strategy.

Took a 20k pay cut.

The idea is intriguing, but online research has yielded conflicting opinions and "pay to play membership plans; can't get a straight answer whether this is legit or scam and not worth the front-end subscription payments.  

I’m currently being put on my parents feed.Now, I want to get a loan to pay off their balance $45k, get a lower interest rate (and yes it would be lower, believe it or not theirs is 9% and has been for years) and pull money out for some debt at this point I only want to pull out $20k.Obviously, there is equity.What’s the best loan for this?

I don't house hack in S.F. but one suggestion an investor had for me was to do one of the units as an MTR (I was thinking travel nurses but now I'm hearing that they aren't getting that great COVID pay but people displaced temporarily for insurance reasons, moving for some other reason).

He stopped paying on the properties.

Since April of this year, they have consistently been paying rent late in partial payments.

I am being told that the reason they charge that much is because the rich people building vacation homes out there will pay any amount and don't care about the immediate loss of equity and they have more business than they can handle.

Yes, it will leave you in the red, but still better than paying rent.

However, the lender I am working with is part of the Maryland mortgage program that give you the 25K silent loan that needs to be payed back if you sell or refinance.