if so lets grab a umbrellas drink and we can talk about how bad cash flow is I CA.. 

1) Your Keller Williams Broker can be the principle broker for your company or you can do it under the KW umbrella and help open it for them.   

He claimed one thing that exacerbates the tax problem is when synagogues and yeshivas own other real estate that is used for housing, under the umbrella of their non-profit organization.

I am on the fence on making a LLC or just getting a liability umbrella.

I'm planning to contract out the pool service and getting an umbrella insurance policy for protection.

With an umbrella policy is that three separate things?

We maintain a $1M umbrella insurance policy, as well as other insurances policies for fire and auto. 

We were then encouraged to go get a commercial umbrella policy.

I do have a large umbrella policy, and the property is in an LLC, so I'm not too concerned.Quick Tip: I learned from other investors a long time ago to put a special clause in my leases that strongly encourages the tenants to get renters insurance.

Yes I have liability and umbrella policy... no LLC.