I am definitely grateful.The biggest driver in this is for agents to differentiate themselves from the competition. 

I'm not sure how this is different. I

There are variable rate mortgage products which compound interest monthly.Where high-ratio lending is involved, mortgage insurance is calculated and applied differently than in the U.S.A.Where residential mortgages are concerned, an applicant must qualify for a mortgage as though s/he were placing a 5-year term, fixed rate mortgage with an amortization of 25yrs, regardless of the actual financing terms being used.The Interest Rate Differential (IRD) is assessed on early payout/prepayment of closed, fixed-rate mortgages.  

If there are some differential settlement (the house is sinking in a non uniform way), you should be able to see diagonal cracks on the bricks, specially from the corners of the openings (windows/doors).  

The one differentiating item is if the rentals are in a husband/ wife partnership and you live in a community property state -you have an option of reporting on a partnership return, or treating it as disregarding it and reporting it as normal on your personal return. 

Further, we need to differentiate between the 4 year “liberal arts” degree and a focused college or grad school program specific to a career or business objective.  

Explain how they are different. I

This is no different. I

If I wanted to be a BIG investor my strategy would be different. I

What I have "heard of" people doing is refinancing out of the VA Loan into a conventional loan, and then telling the VA Lender that, "The area they are living in has changed quite a bit and I don't feel safe for my child here anymore" or "You need to move to be closer to family or you need to be in a different (I didn't say better, I simply said different) school district"...etc.