My thing is if we were to cash out refinance this home our monthly payments would go up correct?

AND the key sentence is that if you have money in the bank that will pay off the mortgage on your home, investing that at a return higher than your mortgage rate (easy when you stated your interest rate is < 4%) is actually enhancing your family's position instead of weakening it. 

My husband helps out if I ask, and I solicit his input occasionally, but for the most part, it's my thing.  

It discusses what we are faced with right now, what the myths are what we should do...https://www.youtube.com/watch?

Photos are a bit too enhanced but the house turned out great!

Obviously, interest-only on any portion of the mortgage enhances that challenge.

I figured I could turn to these forums to debunk these myths, but while there were a number of posts of people asking questions about them, I didn't find a whole lot of really concrete answers. 

There can be a huge disparity of quality and if a property doesn't capture and/or enhance the best features of the house, it won't create the necessary interest to draw in a prospective tenant.3.

This is the best place to enhance your knowledge further regarding Real Estate.

1) As long as you are satisfied with the FMV, you are covered with the note from a risk perspective2) Note Investing is easy3) You don't need to focus on the borrower just the property (this one may be debatable but i...