That is what I am asking about - he DID NOT drill out locks and  as a result the lower unit sustained a major water damage

Yes, all would love higher minimums to reduce what you are suggesting in time to sustain these relationships and raise the capital.  

Present numbers are not sustainable and the risk of a market turn around is too likely to ignore.

While I don't believe the technology is there quite yet, I predict that in the next 50 years the tech will be there to live in space.Among the growing problems on Earth, climate change, population explosion, and international policy, life might not be sustainable for humans.

I studied architecture at UH and decided to go into real estate in order to achieve financial freedom and my dream of designing, building/developing new affordable, sustainable housing.

The debt to income test and the sustainability test.Debt to Income TestThe debt to income test means that my total monthly debt payments must stay below 56.99% of my income.

But our goal is steady, sustainable growth, and to be more of a great service for individual investors to gain experience and profits in the short term rental space without having to reinvent the wheel. 

Any advice/tips on starting and sustaining a wholesaling focus?

Looking into the possibility of a few higher end homes or a small community of townhomes/condos.I have years of solar development experience, but have yet to get involved with RE development, so I am looking to connect with any sustainability focused/ LEED developers in the upstate region surrounding Hudson/Catskill or Great Barrington. 

I have used the same back Santander for duration of my house flipping career with the hopes that could one day pull a loan from them well today I got a shock when I tried to pull a home equity loan/line of credit on my lastest project I chose to keep, I was declined the loan because they don't consider my income sustainable even tho I have a collateral to protect the loan.