Fortunately, the calculated gamble had paid off.

I don't see huge upsides as there is only a few years left in the up swing and after transaction costs, it's not that fruitful to buy now and hold for another 5 years or so.Also, I'm in earthquake country and insurance is a gamble at best as they may deny a claim.

Misrepresenting or using fraudulent cooked up documents to induce a contract is a serious prosecutable offense and definitely basis for voiding a contract at the very least. 

I do not know if they still do but at one point you could pay them a monthly fee and get fraudulent proof of funds letters.HOWEVER,A couple months back one of my agents had a listing.

Being a middleman- Realtor, contractor, ect -and get paid off the "investors" gambling. 

What they sign a new lease with the fraudulent landlord?

Important to note: This was a big gamble but a very calculated risk.

If I was trying to do anything fraudulent I would deleted this account and not try to explain myself.

For $50 anyone can produce fraudulent documentation from the internet. 

A gamble.