Quote from @Shawn Questa: Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure. 

Should you decide to do this full time and do more than 1 flip at a time, private lending and fix&flip loans will be the way to go.

@Neil Narayan - what do they call "the hottest ZIP codes"? 

With a 203k Renovation loan, you can also finance in your payments if you are doing a major rehab. 

So you need to ask yourself: is this something I want to do?  Is

Quote from @Kiryl Ulanovich: What is the order of events that I have to do as a flipper with the participation of wholesaler and hard money lender?

I will start from the offer stage. 

When we got engaged, my wife didn't want roommates but was willing to do a two unit situation.2.

I am active duty military and plan to use the property for deployments/holidays for my family to stay near relatives until I separate in 4 years, then to use that property as one of several future investment properties.

Yeah, I do.