I'm honestly fed up with these platforms because of limitations of their features and terrible banking practices.

Unless you are terribly priced, or have a severely limited customer pool, turning people down is going to be part of the business. 

It is understandable and much more worth of forgiving then the wholesaler who lied to them about the values, rent, etc. for a quick payday.I don't all wholesalers, I'm just saying there are good reasons to ban them and we shouldn't expect the public to differentiate them from us when we haven't eradicated these terrible practices.

I stopped reading after 1 mill and 85k gross, using the avg. that's TERRIBLE, so about 3% net cap, not good.

Terrible outcome.

I could write pages about how terrible this has been.

Sure, people do it all the time. and getting a HELOC on primary home is not terribly hard as long as you have enough equity.

But is steadily decreasing and this government number is lagging/not terribly precise.

So strategy that is fantastic to one investor will be terrible to another and vice versa.As a conservative investor, I purchased my single-family rentals based only on the income/cash flow, because that is much more predictable.

You can't learn very much and it's usually fear based discussions about terrible tenants (my dad does this).