But do be weary of any guest that isn't 5 stars.

The pro's of conventional 1 year tax return programs is that typically you can price your loan with no points and potentially with a lender credit to cover all your closing costs and its 30 year amortization and 30 year term meaning you pay the min payment for 30 years you'll end up at 0 dollar balance at the end of 30 with out having to refinance or payoff your loan at any point in between and assuming you dont default your note will not be called due and payable which is always a possiblity on a portfolio note.In houston,TX I like Lone Star Bank (LSB) they do portfolio money last I saw at 20 year AM 5.50% with 1 point 7 year term i believe (balloons at the end of 7).

These are people who are probably used to staying at 4 or 5 star luxury hotels and would not want $1 shampoos.

Now I'm as on target as Luke Skywalker on the Death Star. 

My new wife is the polar opposite of my ex and a total rock star.

Four Star, House Helpers, All County, 8z. 

Tim Ferris is a rock star and I listen to his podcasts weekly and I truly value the information I hear each week on the BP podcasts...

@April MolinaI would be thanking your lucky stars that the police intervened !!

Once you're on solid footing, you'll be a star.

That said, still, everything changes and now the vetting process stars all over.