You sign an agreement that the property is not going to be owner occupied during the time the loan is in place.

Thank you  My recommendation is to sign up at paperstac, debexpert and some of the online sites that sell loans as well as join some fb groups on note investing as people push loans through there as well.

I would pass on this deal given the red flags you share (and the fact you feel there are red flags is generally a bad sign).

Someone must have the authority to sign on behalf of the inherited IRA.  

Just make sure your attorney reviews it and make all necessary adjustments prior to signing.

I had a few tenants e-sign 6 documents with multiple pages in a couple minutes and realized they did not read any of it! 

You say the POA was made to sign the loan.

It’s like a sign - haha! 

There were no signs of mold that we could identify.On November 26th tenant sent an email saying the apartment was unlivable and she was moving out on Dec 1st. 

I just signed up for the free trial.