Following to read people’s thoughts.

And the ONLY people being foreclosed on have to have purchased very recently and have zero equity.

Once that happens, the tenant is buying the property for you. 

Are you chopping down there equity for an early buy-out?

Quote from @Chris Seveney: @Charlene Kingsnorth have you had an sec attorney also review what you are doing as if you're are having multiple people as part of a loan participating in it depending on the state this could get you in hot water - so be careful  good point Chris some state allow fractionalized deed of Trust mortgages other do not or require PPM like documents prior to offering them..

You don't need a conventional bank to buy a property.

If you buy in a city with limited appreciation, every investment dollar must come from your savings.

I know a lot of people who are in the wholesaling industry and what we are seeing is that texting won't be a viable marketing method for long at all.

Post it in the WAREI Facebook group and you'll be flooded with people dropping their emails. 

Quote from @Patricio Acosta: First comment I would say is do not buy something because it feels good.