With just 5% down (yes, I paid PMI initially), we moved into the main bedroom, used the small first-floor room as my office, and rented out the other three bedrooms on Airbnb and Furnished Finder.

One of the main reasons for this is let's say the lender were to lend off a value that is tethered to how much the property can earn as an STR, and they're at 80% LTV let's say.

Plenty of growth still happening.I think duplex at $180,000 might be pretty tough to find, but maybe single family around the outskirts of the main metroplex.

I've mainly had my eyes on the Northshore area as well Revere, Malden, Saugus, etc. 

This has to do mainly with the timing of property tax payments for your own home (not for your investment properties) and your charitable donations.

As a multifamily specialist there, I do mainly two types of housing: affordable (DSS, Section 8, CC), and students.Binghamton University is a massive state school that's outpacing the higher-ups' expectations for growth, and has been for a few years now.

I just had a lot of people that have asked me in the past to partner up with them on a deal, but because I was already working so much with my main partner on all of our properties, I just coached them instead and helped them find their own deals.

.: Quote from @Gi'angelo Bautista: @Travis Main unfortunately, there is no local REIA here.  

No W2 is required for DSCR Loans - one of the main benefits as its strictly no income verification for qualifying.

Although the main county redemption website states 18%.