I would upgrade properties every 12-15 months as allowed by low down payment loans if my significant other wasn’t risk adverse and opposed to moving.

You typically need up to two years of stable employment before a bank will loan to you.

Also, I am guessing that due to the state of the house, it would not qualify for a conventional loan?

Or put in your interest rate here, and your loan balance there.The art is where I think most people struggle, and I don't think this can really be done without real world knowledge.  

I had a call with a loan officer yesterday and I am very intrigued, but haven't heard much in recent discussions for this product or found anything in the search bar for this bank. 

One solution could be a Debt Service Coverage Ratio (DSCR) loan.

Also there is no restriction on acquiring conventional loan on primary residence even if you have maxed out on conventional loan for rentals.

10% down 2nd home loan and savings from the proceeds of already owned STR's.

you can use a DSCR loan if your DTI is too high for conventional. 

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.