In case the tenant faces a major injury due to one of these reasons and the landlord is found responsible, these liabilities for the landlord could go over a million $.

Its like you can pnly file accidents death or injury claim once you get injured.

(I wrote about this in a previous post) but the obstacle was a substantial back injury where for 8 months it seemed like all I was doing was trying to get back to the start line.

GregIf he is an employee of yours Workers comp is great protection for him AND you.His regular medical coverage will not pay for injury expenses.

Not trying to make you an attorney, but what is the best way for me to find out how to protect myself from personal injury on my property?

After a minor back injury cost me my job, I decided to get out of construction.

Keep in mind, if you are personally responsible for a lawsuit/injury, no entity is going to protect you.

@Kelly G. each state has thier own WC laws, so you will get well meaning misinformation on these national websites.In WI, an employer does not need to carry work comp, but is liable for injuries to employees, sub contractors and volunteers.  

Plus he says I have to raise limits for my car insurance to $500K/$500K/$500K for bodily injury and property damage liability from the standard limits required by lease.

I hold a degree in Electronics Engineering and another in English/Creative Writing.I also am suffering from a traumatic brain injury that I incurred while on active duty (Vietnam) that, while not affecting my intellectual abilities, causes minor judgmental problems at times.