I’d like to talk with anyone who has dealt with these kinds of loans before.

I appreciate the kind words! 

Unfortunately, our meeting is more causal not a zoom kind of meeting.

When you say it's too cheap, what kind of pricing are you getting from your various PMs? 

Ryan, this kind of deal reminds me of a situation a friend of mine, Carla, encountered a few years back in a suburb near San Diego.

Appreciate the kind words.Looking to 2025, my #1 goal is to expand my portfolio by purchasing and house hacking a second 3-4 flat.

Once you decide what kind of place you want own/manage then you can start to work on the regs in an area.

. -- and they find deals that could be good for all of them - and everyone is helping each otherI think BiggerPockets will be a potentially pretty reliable place - I know that there's different roles, "finders", "buyers", "sellers".... maybe I can just find deals, and connect people together, and get some kind of small finder's fee for it, or something.... ok so that first 10-20k is important to just be able to provide - when getting into this....

While I haven’t invested in Cleveland or Toledo myself, I’ve heard both cities offer interesting opportunities for new investors due to their affordability and rental demand.When deciding between the two, have you considered what kind of tenant base you’d like to attract and how the job markets or local amenities in each city might support that?

You should be able to realize 3-5% pretty easily with that kind of money, so then it just comes down to how much work you want to do and how much income you need/want.